How moving to a new home changes life by 2026

PAN City Group suggests taking stock of the current year right now. The modern pace of life creates a feeling that time is speeding up. Whether this is a scientific fact or a personal perception, future December 2026 will be a moment to assess what has been achieved.

As a rule, at the end of the year, plans for the future are made, which are often postponed in anticipation of the perfect moment. Try to project yourself into the future and imagine that today is already December 2026, and you are summing up the results, noting key achievements:

• moving to a new apartment in the «Pritiazhenie» («Attraction») building;

• a school for your child within walking distance;

• regular workouts at the sports ground in the yard;

• morning coffee in your own kitchen with a panoramic view.

And here are others that are waiting their turn:

• skydiving;

• flying to the sea twice;

• learning to play the guitar.

Any desires, especially those related to home and quality of life, require action, the first step of which can be taken now.

In real estate, «tomorrow»s« conditions are often less advantageous than »today«s». Here are several factors to consider:

1. Financial benefit. In the under-construction «Pritiazhenie» building, which is in its final stage, the price per square meter is lower than in completed properties.

2. Mortgage conditions. Preferential state programs may be revised, and banks — tighten requirements for borrowers. The current period is characterized by the most favorable conditions for obtaining a loan.

3. Choice of layouts. The number of apartments with in-demand layouts and the best views is limited and gradually decreasing.

4. Economic stability. General inflation and rising resource costs affect the final price of real estate. Making a decision today can be a hedge against tomorrow«s price increases.

The results of the future year depend on decisions made in the present. To schedule an individual viewing of apartments in the «Pritiazhenie» building, visit PAN City Group sales offices: in Perm at addresses Lenina, 72a and Shosse Kosmonavtov, 111i, building 2, or by phone +7 (342) 207-17-07.

_{PAN City Group — LLC «PAN City Group» — is the management organization of LLC SZ «CITY Project».
The residential complex «Pritiazhenie» developer — LLC «Specialized Developer »CITY Project«». The project declaration is posted on the website of the unified information system for housing construction наш.дом.рф.}

_{An interest rate from 6% per annum is available under the program of PJSC Sberbank «Mortgage with state support for families with children» with the condition of interest rate subsidization by the developer when purchasing under-construction housing from a legal entity under an equity participation agreement (DDU) or ready housing from a developer — partner Bank: LLC SZ «CITY PROJECT». When purchasing apartment No. 221 with an area of 25.0 m² costing 3,721,400 rubles (approximately $41,300 at current rates), the initial payment of 20.01% results in a monthly escrow account payment of 17,777 rubles. The minimum loan amount is 300,000 rubles. The maximum loan amount is up to 6,000,000 rubles. Currency — Russian rubles. The loan is provided to Russian citizens who have a child under the age of 7 on the date of the loan agreement, or a child who is a Russian citizen and has been assigned the category «disabled child», or two or more children who are Russian citizens and have not reached the age of 18 on the date of the loan agreement (acquisition of real estate is possible in 35 regions of Russia with insufficient levels of multi-apartment housing construction, or in cities with a population of up to 50,000 people according to Rosstat data, except for cities in Moscow and Leningrad regions). It is necessary to provide birth certificates and confirmation of citizenship for all children. Additional expenses: insurance and appraisal of the real estate property being pledged (rates depend on individual borrower characteristics), notarization of documents, sending documents for state registration of the DDU in electronic form. Collateral for the loan — pledge of the financed real estate property. The final loan amount is determined individually, based on assessment of the borrower«s solvency and the value of collateral. The bank has the right to refuse to issue a loan without explanation. Changes to terms — by the Bank unilaterally. The offer is valid from 10 July 2024 to 31 December 2030 inclusive. General license of the Bank of Russia for banking operations No. 1481 dated 11 August 2015. STUDY ALL LOAN TERMS on the website of PJSC Sberbank}