Bank Saint Petersburg Reports 39.7 Billion Rubles Net Profit for 2025

The bank«s pre-tax net profit for 2025 reached 52.2 billion rubles (approximately $580 million at current rates), falling by 17.3% year-on-year. In December, pre-tax profit was 3.4 billion rubles (approximately $38 million at current rates), which is 23.6% less than in December 2024.

At the same time, the bank«s revenue showed growth of 2.5% compared to 2024, amounting to 96.6 billion rubles (approximately $1.07 billion at current rates).

The credit portfolio before provisions as of January 1, 2026, grew by 25.8% over the year, reaching 938 billion rubles (approximately $10.4 billion at current rates). The corporate segment of the portfolio increased by 26.3% to 736.6 billion rubles (approximately $8.18 billion at current rates), and the retail segment by 23.7% to 201.7 billion rubles (approximately $2.24 billion at current rates).

The volume of client funds in the bank«s accounts grew by 22.9% over the year and amounted to 874.2 billion rubles (approximately $9.71 billion at current rates). Corporate client funds added 28.6% (365.7 billion rubles, approximately $4.06 billion at current rates), while individual client funds increased by 19% (508.5 billion rubles, approximately $5.65 billion at current rates).

The bank«s share capital at the start of 2026 is estimated at 217 billion rubles (approximately $2.41 billion at current rates), which is 8.9% higher than the level on January 1, 2025.